Legal

Privacy Policy

This privacy statement discloses the privacy practices for The Balance Sheet Surgery LLP (details below). We do not store credit card details nor do we share customer details with any 3rd parties. We may maintain mailing lists for marketing purposes and these are stored by a third party mailing list specialist. We may retain your details to identify the purchasers of our reports and to send you marketing literature. It is important for you to review this Privacy Policy.

Information Collection and Use
The Balance Sheet Surgery LLP is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others, nor shall we use it other than in the ways disclosed in this statement. The Balance Sheet Surgery LLP collects information from users at several different points on our site.

Web Site Registration
In order to use some features of this website, users may first be required to complete a registration form. During registration, users are required to give their contact information (name and e-mail address). This information is used to contact users about the topics on our site where they have expressed interest (or not opted out) and to enable users to retrieve lost passwords. It is optional for the user to provide certain additional information.

Cookies
BehindtheBalanceSheet.com and footyfinance.com use cookies to remember if users have logged in while on our sites. This allows web site users to avoid logging in more than once, thereby saving time. Users have the option of disabling or not accepting cookies by changing the preferences on their browsers*. If users opt to disable cookies, they will still be able to use our Web site. However, they may not be able now or in future to use certain functionality. No personally identifiable information (e-mail address, name, etc.) is collected with the cookies that we set. Accepting cookies while on our sites will not put the user at risk of receiving marketing from other sites.*Different browsers have different cookie settings. See the "Help" section of your particular browser for more information on working with cookies.

Web Statistics
We may use IP addresses to analyse trends, administer the site, track user movement, and gather broad demographic information for aggregate use for reporting and potentially advertising and sponsorship purposes. IP addresses are not linked to personally identifiable information.

Sharing
We may share aggregated demographic information with business affiliates, for example advertisers. This is not linked to any personal information that can identify any individual person. We will not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. However, in order for us to offer our services to our users; enhance the quality of our service from time to time; and protect the interests of our users, we will in limited circumstances share some of your personal information with third parties under strict restrictions, as described in more detail in the section "Our Use and Disclosure of Information".

Our Use and Disclosure of Information
Internal Uses: The data we collect from you may be transferred to, and stored at, a destination outside the European Economic Area (“EEA”). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things, the fulfilment of your order, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy. Our primary purpose in collecting personal information is to provide you with an efficient experience. You agree that we may use your personal information to provide the services and customer support you request;  tailor and improve our services and the content and layout of our website; and where users have opted in, potentially to deliver targeted marketing.

Marketing: If you don't wish to receive marketing communications from us you can opt out on registration, follow the unsubscribe links in the marketing email or contact our help desk with a request to unsubscribe. We take your privacy seriously.

Disclosure to Third Parties: We will not sell or rent any of your personal information to third parties for their marketing purposes without your explicit consent, and will only disclose this information in the limited circumstances and for the purposes described in this policy.

Links
This Web site contains links to other sites. Please be aware that The Balance Sheet Surgery LLP does not claim any responsibility for the privacy practices of such other sites. We encourage our users to be aware when they leave our sites and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Security
This Web site takes every precaution to protect our users' information, and we have security measures in place to protect the loss, misuse, and alteration of the information under our control. For example, users’ passwords are stored in encrypted form.

Surveys
Occasionally, our site may request information from users via Web surveys. Participation in these surveys is voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include demographic data (such as employment or age), but nothing that can identify any individual person will be collected. Survey results may be used for monitoring or improving the use and satisfaction of this site.

Send This to a Friend
If users elect to use any "Send This to a Friend" or similar function, you agree that you must first obtain the consent of the relevant individual before sending your friend’s name and e-mail address. The Balance Sheet Surgery LLP will automatically send colleagues a one-time e-mail message inviting them to visit the site. The Balance Sheet Surgery LLP stores this information temporarily for the sole purpose of sending this one-time message.

Updates
We may also send the user site and service announcement updates, or notices concerning a report, presentation, app or visualisation which they have purchased, where for example we have identified an error in the data. Users are not able to unsubscribe from service announcements that contain important information about the service. We communicate with users to provide requested services and to discuss issues relating to the site via e-mail.

Correction/Updating Personal Information
If a user's personally identifiable information changes (such as a postcode or e-mail address), or if a user no longer desires our service, you should notify us as soon as possible.

Choice/Opt-in
Our users are given the opportunity to "opt in" to newsletters and site update e-mail messages. To unsubscribe from mailings, please see that section above. To unsubscribe from any updates, users can email info@behindthebalancesheet.com  and we shall remove them from the relevant marketing list.

Notification of Changes
If we decide to change our privacy policy, we will post a comment on this page that the policy has changed so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by e-mail. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Customer Service Correspondence: If you send us correspondence, we generally retain such information in our records and in the records of your account. We will also retain customer service correspondence and other correspondence from the Company to you. We retain these records in order to keep records of our relationship, to measure and improve our customer service, and to investigate potential fraud and contraventions of our User Agreement.

Website Terms of Use

Access to this website (the “Site”) is provided by ”The Companies”, details of which can be found at the end of this section.

This website offers reports for sale and subscription services which are the subject of specific agreements. By purchasing a report from us or subscribing to any current or future services, products, applications, and/or data made available on or through the Site you agree to be bound by these terms and conditions (the “Agreement”).

Access to the Site including the webpages, reports, data, images, charts, logos and all other material contained herein (the “Information”) is therefore provided to you subject to the following terms and conditions.

The Companies reserve the right to make changes to the Site or the terms of this Agreement at any time, at its sole discretion. Your continued use of the Site shall constitute your acceptance of the then-current Agreement, even if you have not confirmed acceptance of the changes.

In the following paragraphs references to “Behind the Balance Sheet”, “FootyFinance”  and “the Balance Sheet Surgery LLP” shall include our employees and affiliates, where appropriate. The Sites and related reports and services are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject the Companies to any licensing or registration requirement within such jurisdiction.

Under no circumstances are the contents of the Site and related reports and services to be construed as any offer, or any solicitation of an offer to buy or sell investments or other financial instruments, products or services. The Information in the Site and related reports and services is provided to you for information purposes only, and you hereby acknowledge that access is provided solely in that connection and not in connection with any investment decisions.

This Site does not take into account your investment objectives or your specific financial or other circumstances and does not constitute any form of recommendation.

The Companies may have distributed information contained in the Site prior to its publication on the Site. The Companies, their employees or affiliates may perform services for or solicit business from companies referred to in reports or in subscription services.

The opinions, estimates and other information in our reports and contained on the Site have been derived from published sources, primarily UK statutory accounts and other generally available data, that we believe to be generally reliable.

The Companies have made best endeavours to produce information that is accurate and useful to the reader. We make no representation or warranty of any kind, either express or implied, as to the accuracy or completeness of the opinions or other information or the reliability of the sources and data.  The opinions and other information on this report are provided "as is". The Companies are under no obligation to update the opinions and other information, correct any errors or omissions, or inform you of any errors or omissions. We maintain the right to alter or delete the opinions and other information in this report without prior notice.

No action should be taken on the basis of information contained in this report and anyone contemplating such action should verify the information presented here with the company in question. The Companies are not liable for any loss, financial, reputational or otherwise, as a result of the contents of, or any reliance placed upon information contained on this Site or in any report. Any errors identified and reported to the Companies will be investigated and rectified.

We make no guarantee that the Site and related reports and services will be delivered, accessible or updated in a timely or uninterrupted form, nor that viruses or other harmful items will not be transmitted in connection with your use of the Site.

The Site may not be used for any unlawful purpose. You have no right to copy, modify, distribute, reproduce, publish, license, transfer, or sell any Information obtained or accessible through the Site or reports sold from the site.

Information obtained or accessed from the Site or from reports sold from the site is for your informational purposes only and shall not be copied, transferred, merged, sold, emailed, sublicensed, extracted, reproduced, published, distributed, disseminated, reposted, displayed, reformatted, or combined for any purpose in any medium, form or manner, for use by a third party or any commercial purpose, except with the prior written consent of The Companies. The Site may not be mirrored, scraped, mined or otherwise accessed by equipment, software or other means which facilitate anything other than direct, individual, in person, non-automated use by you. For the avoidance of doubt, no Information obtained or accessed from or through the Site or via reports sold from the site may be posted to forums, newsgroups, mailing lists, electronic bulletin boards or other websites without the prior written approval of The Companies.

You agree to cooperate and comply with all investigations of abuse, complaints, third party infringement or any other unauthorised access of the Site and/or Information.

Privacy: Please see our Privacy Policy for information on how we collect and use personal data.

Links to Other Sites: While we have reviewed the websites to which this Site may link at the time of the link’s creation, such links are not subject to continuous maintenance, and we are not responsible for the content of any other websites or pages linked to or linking to this Site. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

Limitation of Liability and Indemnity: Neither the Companies nor any of their employees, officers, agents or affiliates will have any liability to you for any loss, expense, cost or liability (together "Loss") suffered by any person, arising from reliance upon any information, statement or opinion contained in any information provided to you (whether such Losses are caused by our or their negligence or otherwise).

Without prejudice to the preceding paragraph, neither the Companies nor any of their employees, officers, agents or affiliates shall be liable for any Loss suffered or incurred by you arising out of or in connection with The Balance Sheet Surgery LLP’s relationship with you, unless such Loss is suffered or incurred as a result of The Balance Sheet Surgery LLP’s wilful default or fraud. In no circumstances shall The Balance Sheet Surgery LLP have any liability to you for indirect, consequential or special losses and damages.

Nothing in this Agreement shall oblige The Companies to act in contravention of applicable laws, regulations, directions of authorities or regulators, market customs or practices.  You accept that The Company is entitled to take such action or omit to take such action in accordance with those applicable laws, regulations, directions, customs and practices and shall not be liable to you for the consequences of so doing.

Confidentiality: The data contained in the reports sold from this site are confidential and you are permitted by the terms of this Agreement, to use this data for your personal and business requirements..  The redistribution of this data in any form is absolutely forbidden without the prior written consent of The Company. An extension of this license is available on request from info@behindthebalancesheet.com for an additional fee.

Illegality: If at any time any provision of this Agreement is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, neither the legality, validity or enforceability of the remaining provisions of this Agreement under the law of that jurisdiction nor the legality, validity or enforceability of such provisions under the law of any other jurisdiction shall be in any way affected.

Law and Jurisdiction: This Agreement shall be governed by and construed in accordance with the laws of England and Wales. You hereby agree that the courts of England shall have exclusive jurisdiction to determine any suit, action or other proceedings relating to this Agreement. You hereby waive any claim that such suit or proceeding brought in the courts of England and Wales has been brought in an inconvenient forum, and agree that you will not bring any legal action against the Company or its affiliates in any other jurisdiction.

The Company in this agreement is The Balance Sheet Surgery LLP of 149/151 Sparrows Herne, Bushey Heath, Watford, Herts, England, WD23 1AQ, Co Nr OC379368, email info@behindthebalancesheet.com, VAT nr 150719030). It includes affiliated companies, such as April Strategy LLP, Ochre Securities Limited and Dryburgh Research Ltd. The Balance Sheet Surgery publishes material under the identities Behind the Balance Sheet, Footy Finance, and Beyond the Balance Sheet, some of which are either trademarked or trademarks have been applied for. Where you deal with one of these identities, the legal relationship is with The Balance Sheet Surgery LLP.

Terms and Conditions of Business

By placing an order on BehindtheBalanceSheet.com  or on FootyFinance.com or related sites, you are placing an order with The Balance Sheet Surgery LLP  of 149/151 Sparrows Herne, Bushey Heath, Watford, Herts, England, WD23 1AQ, Co Nr OC379368, email info@behindthebalancesheet.com, VAT nr 150719030), you will be entering into an agreement between you and us on the basis of  the general terms and conditions set out in this document, which are applicable to all orders placed with Behind the Balance Sheet and Footy Finance, and any additional terms specific to your agreement, which will be set out in our agreement as notified to you. By placing an order with us, you agree to be bound by our Website Terms of Use, Privacy Policy, Reports Disclaimer and by these Terms and Conditions of Business. By purchasing a report from us you certify that you are aged 18 or over.

Definitions & Interpretation
In this agreement, the following words or expressions shall have the following meanings:
"Intellectual Property Rights" means all and any intellectual property rights of any kind including domain names, copyrights, trademarks, design rights, visualisation methods, database rights, patents, models, business names, , service marks,  technical and commercial information and know-how, software and data licences and all other proprietary rights in relation to information and intellectual property as may exist anywhere in the world, whether registered or not, together with applications for any such rights;

"Materials" means Research Reports, Presentations, Animations, Apps, Company Information and any other information that we provide or make available to you in the course of supplying a Service including any data, editorial, graphics, videos, visualisations, screen shots and computer files. In addition this includes any hardcopy or softcopy output which may be obtained from our Services;
"Charges" are the fees and charges payable by you to us in accordance with this agreement;

"Order" means an offer to purchase Services, Goods, Apps, or Reports;
"Order Form" means all information entered onto the Website by you in the process of placing an Order online, via email or otherwise provided by you and compiled by us into an order form.
"Party/parties" means you and/or us as the context requires;
"Service(s)" means the provision of the Behind the Balance Sheet range of Industry Research Reports, Footy Finance materials and/or the provision of other, services such as consultancy or training.
“Terms" means the terms and conditions set out in this document and the additional terms set out on your Order Form;
"We", "us" or "our" refers to The Balance Sheet Surgery LLP  of 149/151 Sparrows Herne, Bushey Heath, Watford, Herts, England, WD23 1AQ, Co Nr OC379368, email info@behindthebalancesheet.com, VAT nr 150719030)
"Website" means the website from which The Company makes the Services available (which at the commencement of the agreement is at behindthebalancesheet.com or footyfinance.com)
"You" or "your" refers to the person or company named as the customer on the Order Form.
The word "including" where used in this agreement means "including but not necessarily limited to". This agreement governing the supply of services, data, visualisations, presentations,  apps, research reports and other materials together with our Website Terms of Use constitute the full and entire agreement between the Parties regarding its subject matter. They supersede any and all express or implied agreements or understandings between the Parties concerning the Services. The terms of this agreement are severable and if any one or more of them is held illegal or invalid the remainder shall continue in full force and effect.

Grant of Licence
When you purchase a report, presentation,app, visualisation or service  from the site, on approval of your debit or credit card, the Company will generally immediately (and in the case of technical problems will as soon as possible) send you a view-only password protected PDF containing the report you have purchased, or give you access via  apassowrd to a secure page within our sites to view the material purchased.  The Company grants a non-exclusive, non-transferable and non-assignable licence to access the reports purchased for your personal use as the Authorised User.

The rights may only be exercised by you as the Authorised User, using the unique password assigned to each report, visualisation or webpage,  provided by us. Passwords are confidential and may only be used by you as the Authorised User. Under no circumstances can any of the Materials be relied upon for any Investment purposes or for the purposes of gambling or spread betting.

The Materials are for your own personal use only. This licence permits use of Materials by you in relation to your own services, but does not include use of Materials in any product or service that you supply.  The purchase of Materials does not license you to share this information. The redistribution of this data in any form is absolutely forbidden without the prior written consent of The Balance Sheet Surgery s. An extension of this license is available on request from info@behindthebalancesheet.com for an additional fee.

You may not use the Materials in connection with providing advice or recommendations to others, other than for verification with the company concerned, or publish any of the same in the news media, incorporate the same in any database or marketing list for use by a third party, or use the same to perform any statistical analysis or benchmarking comparison without the written consent of Behind the Balance Sheet.

The Materials specifically may not be used in connection with the promotion of any investment product or gambling product, nor in connection with any financial promotion of any nature. You agree to comply with the Behind the Balance Sheet fair use policy (which aslo applies to FootyFinance.com), which is set out as follows and may be amended or re-published on the web-site from time to time:

Fair Use policy: You must not copy or in any other way reproduce information obtained from The Balance Sheet Surgery. You may not aggregate that information, use it to supplement any third party data, or adapt the visualisation using different input data.

You must not use information obtained from Behind the Balance Sheet as a factor in establishing an organisation’s  suitability for investment, employment, spread or other betting,  or operatiojhnal competence or any other dealings, without first verifying the information with the organisation concerned.

You may not voluntarily use or disclose any part of the Materials in legal proceedings without The Balance Sheet Surgery s’ express written consent, which will not be unreasonably withheld.

All Intellectual Property Rights in the Materials are and shall remain the exclusive property of the Company and you will not acquire any rights in any of the Materials apart from the licence explicitly set out above.

No refunds will be available. If you have purchased a report and have a query please contact us at info@behindthebalancesheet.com, but we do not guarantee a satisfactory or timely response.

Payments: Where we provide you with a service on a subscription basis or consultancy services on an invoiced basis, or supply you with a report on an invoiced basis, you agree to pay us the Charges by the date specified in the Order, failing which we shall suspend provision of the Service; in addition, in the event of late or non-payment, we reserve the right to add an additional administration fee of 20% of the invoice amount. For invoices of under £500, we shall add an administration fee of £100 + VAT.

Tracking: Each of our reports contains a unique hidden code that allows our software suppliers to identify the original purchaser. This is in order that we can identify the source of reports published externally in violation of the terms of this agreement. By purchasing a report or presentation, app or visualisation, you agree to compensate us for any breach of the restricted usage terms of this agreement.

Claims: If for any reason the Company is assessed to have any liability to you under or in connection with this agreement, our maximum liability to you in respect of any loss, shall not exceed in aggregate a sum equivalent to the Charges, or the sum of £10,000, whichever is the greater.

The Company shall not be liable to you for any loss of profits, revenue, business, goodwill, anticipated savings, reputation, data, losses incurred by third parties or any type of special, indirect or consequential loss, even if such loss was reasonably foreseeable or the possibility of it had been advised to us.

Notwithstanding the above or any other provision of this agreement, the Company does not seek by the terms of this agreement to exclude or limit its liability to you or any third party for death or personal injury, or by fraud, or any wilful act calculated to cause you or others harm or loss.

Data Protection: The Company undertakes at all times to conform to all relevant principles and regulations governing the holding and processing of personal data obtained.

Indemnity: You agree to indemnify, defend and hold harmless the Company and its affiliates from any claim or cause of action against any of them arising out of or relating to use of information obtained by you from the Services by any person not authorised to have access to it or in any manner not permitted under the terms of this agreement.

General
This agreement, or the benefit of it, may not be assigned to or put to the use of any third party by you without our written consent. An extension of this license (for example, to allow additional users) is available on request from info@behindthebalancesheet.com for an additional fee.

All notices served under this agreement must be in writing. A notice shall be validly served if sent during a Working Day by e-mail to the e-mail or postal address of the recipient shown on the Order Form, for the attention of the recipient's principal contact shown on the Order Form or as otherwise notified to the other for the purpose, provided that a notice served by e-mail is also posted within two Working Days thereafter. A notice served by e-mail, subject to postal confirmation, shall be treated as served on the day of transmission, or if that is not a Working Day, on the next Working Day and a notice served by post alone shall be treated as served two Working Days after posting.

You agree to indemnify The Company and its employees, officers, agents and affiliates and keep them indemnified in respect of any losses, costs, claims, damages and expenses (present, future, contingent or otherwise and including reasonable legal fees) which arise as a result of or in connection with:
(a) your breach of this Agreement; or
(b) your use of the Site and the Information,
save where such losses, costs, claims, damages or expenses arise as the result of the Company’s acts, omissions or fraud.

Neither the Company nor any of its employees, officers, agents or affiliates will have any liability to you for any loss, expense, cost or liability (together "Loss") suffered by any person, arising from reliance upon any information, statement or opinion contained in any information provided to you (whether such Losses are caused by our or their negligence or otherwise).

Without prejudice to the preceding paragraph, neither the Company nor any of its employees, officers, agents or affiliates shall be liable for any Loss suffered or incurred by you arising out of or in connection with Company’s relationship with you, unless such Loss is suffered or incurred as a result of The Company’s wilful default or fraud. In no circumstances shall the Company have any liability to you for indirect consequential or special losses and damages.

Nothing in this Agreement shall oblige the Company to act in contravention of applicable laws, regulations, directions of authorities or regulators, market customs or practices.  You accept that the Company entitled to take such action or omit to take such action in accordance with those applicable laws, regulations, directions, customs and practices and shall not be liable to you for the consequences of so doing.

Confidentiality: The data contained in the reports and other services sold from this site are confidential and you are permitted by the terms of this Agreement  to use this data for your personal requirements.The redistribution of this data or visualisation in any form is absolutely forbidden without the prior written consent of The Company. An extension of this license is available on request from info@behindthebalancesheet.com for an additional fee.

Law and Jurisdiction: This Agreement shall be governed by and construed in accordance with the laws of England and Wales. You hereby agree that the courts of England shall have exclusive jurisdiction to determine any suit, action or other proceedings relating to this Agreement. You hereby waive any claim that such suit or proceeding brought in the courts of England and Wales has been brought in an inconvenient forum, and agree that you will not bring any legal action against the Company or its affiliates  in any other jurisdiction.

Illegality: If at any time any provision of this Agreement is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, neither the legality, validity or enforceability of the remaining provisions of this Agreement under the law of that jurisdiction nor the legality, validity or enforceability of such provisions under the law of any other jurisdiction shall be in any way affected.

Contact Details

Please email  info@behindthebalancesheet.com. Our phone number is 020 7297 2185.

Disclaimer

This report has been produced by The Balance Sheet Surgery LLP (the Company) whose registered off ice is at with The Balance Sheet Surgery LLP  of 149/151 Sparrows Herne, Bushey Heath, Watford, Herts, England, WD23 1AQ, Co Nr OC379368. Our email is info@behindthebalancesheet.com, and our VAT registration is 150719030. The company is an unregulated entity. In the following paragraphs references to “The Balance Sheet Surgery” shall include employees and affiliates of The Balance Sheet Surgery, where appropriate.

This report, visualisation, app or presentation, or other materials (collectively “the report”) is not directed to, or intended for distribution to or use by, any person or entity which is a citizen, resident of, or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject the Company to any licensing or registration requirement within such jurisdiction.

Under no circumstances are the contents of this report to be construed as any offer, or any solicitation of an offer to buy or sell investments or other financial instruments, products or services, or to engage in any gambling activity. The Information in this report is provided to you for information purposes only, and not in connection with your making any investment or gambling decisions, and does not take into account your specific investment objectives, your specific financial or other circumstances, and nothing herein constitutes a personal recommendation.

The Company,  its employees or its affiliates may perform services for or solicit business from companies referred to in this report. We shall seek to minimise any conflicts of interest that may arise.

The opinions and other information contained in this report have been derived from published sources, the Company believes to be generally reliable. The Company is aware of potential errors in some of the statutory accounts that it has used in compiling this report. Wherever possible, the Company makes best endeavours to produce accurate and reliable information. The Company makes no representation or warranty of any kind, either express or implied, as to the accuracy or completeness of the opinions or other information contained in this report or the reliability of the sources.  The opinions and other information in this report are provided "as is". The Company is under no obligation to update the opinions and other information, correct any errors or omissions, or inform you of any errors or omissions. The Company maintains the right to alter or delete the opinions and other information in this report without prior notice.

No action should be taken on the basis of information contained in this report and readers considering any action should check our information with the relevant company. . The Company is not liable for any loss, financial, reputational or otherwise, as a result of the contents of, or any reliance placed upon this report. Any errors identified and reported to the Company will be investigated. .

This report may not be reproduced, re-represented, distributed or published in whole or in part, or by any means, by any person or for any purpose without the Company’s  prior written consent. Requests for such consent should be e-mailed to info@behindthebalancesheet.com and where consent is given, the name Behind the Balance Sheet must be quoted each time and the website www.behindthebalancesheet.com noted.

This report is licensed for the recipient’s personal use. An extension of this license is available on request from info@behindthebalancesheet.com for an additional fee. This report may be password protected and may contain a code which identifies the original purchaser. If the Company encounters infringements of this redistribution restriction, it intends to pursue the original purchaser for any loss suffered by The Company, whether directly or indirectly, as a result of the infringement as well as for damages.
The Company compiles various lists of top participants within selected industries. Rankings are attributed on various criteria, entirely at our discretion.  In some of the industries we research, there are unincorporated bodies (for example partnerships which do not have limited liability) which are substantial organisations,but whose financial staus is private. Accordingly, any such rankings are explicitly restricted to those entities for which published data is available.

Our rankings represent our best estimates of firms' relative positions but are not intended to be indicative of the quality or otherwise of a firm and the rankings take no account whatsoever of a firm's quality or reputation, and they therefore should not be regarded as any form of recommendation whatsoever of the the companies’ abilities to perform in a football league or a courtroom or any other field of endeavour. The rankings should not therefore be relied upon for investment or gambling purposes.

 

Copyright © 2013 The Balance Sheet Surgery LLP.